Cashing Out Your 401K

Financial Advice By: Carmen Wong Ulrich

Q: I know that 401-Ks are supposed to be for retirement, but I could REALLY use that money today. Can you please explain the fees/taxes that are associated with liquidating your 401-K and are there any exceptions in the laws that would allow me to use my unemployment status Read More

Bills! Bills! Bills!

Financial Advice By: Carmen Wong Ulrich

Q: I recently became unemployed and am now receiving unemployment benefits from the state. How can I negotiate with my credit card holders an affordable APR% and is there anything else I can do to lower my other monthly bills such as rent/housing payments, utilities, car notes, etc?

A: … Read More