Dear DFS: How Do I Find a Mentor?

Dear DFS, 

I have only been out of work for a few weeks now, but I don’t know how long this period of unemployment will last and I’m scared that I will lose my way if I stay out of work for too long.  Every now and then, I’ll hear the word “mentor” mentioned and Read More

Marriage: Joint Lives and Joint Bank Accounts

Financial Advice By: Carmen Wong Ulrich

Q: I’m getting married in less than two months, and I have no idea what I’m doing when it comes to joining my finances with my future husband’s! Where do I even start? My fiancé and I have barely talked about money since we got engaged! Help!

A:  I … Read More

Cashing Out Your 401K

Financial Advice By: Carmen Wong Ulrich

Q: I know that 401-Ks are supposed to be for retirement, but I could REALLY use that money today. Can you please explain the fees/taxes that are associated with liquidating your 401-K and are there any exceptions in the laws that would allow me to use my unemployment status Read More